Archive for the ‘Economy’ Category

Service of Sensible Measures: How to React to a Crisis

Thursday, March 12th, 2020

Grand Central Terminal that’s losing its reputation as a crowded place.

Coronavirus has increasing nasty, damaging ramifications: Its super-contagious nature; the threat of quarantining people for 14 days if exposed or sick; the potential long-lasting crushing economic consequences; the seminal changes to education as more and more colleges are closing dorms for weeks after spring break and moving students online for instruction if they haven’t already done so and for the near future sports, entertainment and expos–to the trade or consumers–won’t be the same. What about young children and their working parents should the kids be forced to stay home? Will imports/exports be stopped? One of the worst aspects: the fuzzy, ad hoc nature of the strategy to contain the virus.

Photo: phase.com

Will we remain helpless, grasping at straws, improvising in a scattershot way for the year we must wait for a vaccine? Can someone please facilitate production and delivery of test kits for the virus, hand sanitizer and face masks? Manhattan is also bereft of the latter two.

Any good ideas, Mr. President and team?

In my apartment building tenants must pick up takeout food in the lobby as delivery people are not allowed upstairs. A week ago the manager installed a hand sanitizer dispenser in the vestibule by the elevators.

You’ve heard the expression “As busy as Grand Central Station?” If this keeps up, it will be meaningless. Please see the photo I took yesterday at the top of the post.  And doors to the terminal and the Rite Aid drugstore inside are left open [photos below left and right] so people don’t have another handle on which to spread or from which to catch germs. The doors normally are not left open but nothing’s normal.

Doors to Grand Central not usually left open

Some friends called off vacations, [while one left for India as scheduled and I wonder what her return in a few days will be like], and others, planning to cover industry events, aren’t going because their meetings or trade shows have been deep-sixed or their employers withdrew their OK for travel/attendance. Venues such as hospital and church community rooms have pulled the plug on professional or educational gatherings for now yet a trade show in Manhattan next week so far is expected to go forward. A friend who pooh-poohs 99 percent of every danger said he was working at home for the next few days to avoid the train commute.

And for me? I’ve always used my knuckle to select my floor in an elevator but I’ve never before washed my hands as much. I bought a large container of peanut butter should I be quarantined or ill so I don’t have to bother anyone if I run out of other food. [Truth: I’ll probably finish the jar long before the crisis is over.] I picked up an extra bottle of prescription meds in the event there’s a delivery glitch in the near future and the last 2 bottles of CVS-brand hand sanitizer. I gave one away. I’m not doing laundry in the communal laundry room at my apartment and I’m hand-washing as much as I can.

I wasn’t soothed by the NY Metropolitan Transit Authorities’ warning–without proposing viable alternatives–that citizens avoid taking crowded subway or buses. Jeanne to the MTA: This is NYC. Everything’s crowded pretty much. I worry that the system will be shut down.

Photo: forward.com

I’m tempted by the $50 Broadway theater tickets to fill otherwise sold-out shows left with last minute seats because of significant cancellations by ticket holders–but hesitate to take advantage of the bargain and think all the shows may eventually be closed. Tickets are supposed to go on sale today at noon. According to amny.com, “Tickets for “To Kill a Mockingbird”, “Who’s Afraid of Virginia Woolf?” and “West Side Story” are available through telecharge.com. “The Lehman Trilogy” and “The Book of Mormon” are available through ticketmaster.com.

I don’t have the stomach to calculate my financial losses spinning out of control.

Have you altered your life or plans in recognition of the virus or been forced to? Are you concerned about the financial ramifications or do you figure everything will return to “normal” shortly? Have you experienced anything like this—a triple-whammy of health, lifestyle and financial menace all at once? War perhaps? Do you feel that someone responsible has her/his arms around this? What will you do with your time if restricted to your home for 14 days? Am I overstating the situation?

Photo: advancestanchions.com

Service of When a Headline Underplays Scary News

Monday, January 20th, 2020

Photo: thoughtco.com

I’ve mentioned here before that I passed college economics by figuring out the answers to exam questions and writing the opposite. Economic theories made no sense. I’m not comfortable writing about the economy but this post is also about the delivery of news which is something I’ve studied.

The headlines to Josh Zumbrun and Anthony DeBarros’ Wall Street Journal article soft-sold some daunting repercussions of the administration’s tariff war with China. The online headline was “Trade War With China Took Toll on U.S., but Not Big One,” and the print version was “Trade War Takes a Muted Toll on U.S. Economy.” The words I focused on were “but Not Big One” and “Muted Toll.”

Photo: rfdtv.com

Readers don’t have far to read before alarms ring. Following are the first two paragraphs:

  • “Farmers took a big hit. Importers of auto parts, furniture and machinery choked down punishing tariffs. Investment between the world’s two largest economies dropped.
  • “Much of the U.S. economy is largely unscathed by two turbulent years of trade war with China, economic indicators show. Yet economic growth is trending near 2% in 2019, well short of the Trump administration’s goal of 3%.”

According to Zumbrun and DeBarros the administration says the war is worth it. “The deal ‘protects American innovation and creates a level playing field for our great farmers, ranchers, manufacturers, and entrepreneurs,’ said Judd Deere, a White House spokesman, adding, ‘President Trump protected the American worker and fundamentally changed our relationship with China.'”

Photo: focusmagazine.org

The reporters wrote that Benn Steil, who directs international economics at the Council on Foreign Relations, claimed that the president could have achieved the same deal without side effects two years ago. Economists predict years may go by before we can realize the actual repercussions.

Zumbrun and DeBarros subsequently reported in detail on the impact of the tariffs on agriculture, inflation and prices, bilateral trade, investment and economic growth. A few excerpts:

  • Agriculture: “Annual S. farm exports to China plunged from nearly $25 billion in recent years to below $7 billion at its low point in the 12 months through April 2019.”
  • Inflation and Prices: “While Mr. Trump frequently claimed China would pay the tariffs, they have been paid by S. importers.”
  • Bilateral Trade: “After decades of surging commerce between the world’s two largest economies, trade took a sharp step back. S. exports to China dropped by nearly $30 billion, while imports from China fell by over $70 billion, for a decline of over $100 billion in trade.”
  • Investment: “Investment in the S. economy slumped. Foreign direct investment slowed to nearly a halt in the early part of 2018, and was weak again in mid-2019.” Nancy McLernon, president of the Organization for International Investment, pointed to trade tensions as the cause.
  • Photo: vox.com

    Economic Growth: In early 2018, the Trump administration celebrated 3 percent growth and forecast the same through 2019 along with a prediction that the Federal Reserve would raise interest rates. “Instead, as the trade war wore on, the administration began imploring the Fed to slash interest rates to bolster the economy. The Fed cut rates three times. Even so, the economy has cooled toward 2%.” In addition, “the boost from the 2017 tax overhaul was beginning to fade” wrote  Zumbrun and DeBarros and last, the reporters ID’d the impact of uncertainty–“the constant unpredictability of what happens next,” said Ayhan Kose, director of the World Bank’s global macroeconomic outlook.

Do you think the gap between the news in the article and the headline occurred because the headline writers hadn’t read the article or because the facts don’t match the philosophy of the Wall Street Journal‘s publisher and the staff wanted to be sure that the story ran? Do tariffs worry or impact you?

Photo: 123rf.com

 

 

Service of Using Economic Arguments to Mask Bigotry

Monday, June 4th, 2018

Photo: wxyz.com

I’ve got news for those who fear that immigrants will take jobs from Americans. Turns out there aren’t enough people in this country to handle the work that businesses need as it is. Unemployment stats on Friday were the lowest since 2000—3.8 percent.

That fact doesn’t faze some Republican lawmakers. They demanded “a vote on a bill that would lower legal—not illegal, but legal—immigration,” according to Gerald F. Seib. In his Wall Street Journal article, “An Immigration Debate Distinct From Economic Realities–There is a good case that America’s economy has never needed immigrant labor more than it does now,” he reported that 6.6 million unfilled job openings impact fisheries in Alaska, restaurants in New Hampshire, crab processors in Maryland and farmers. “For the first time in history,” he wrote, “there are enough openings to provide a job for every unemployed person in the country.”

Photo: alaskajournal.com

There were 66,000 travel permits allotted for low-skilled foreign workers requesting H-2B visas in January yet the federal government received thousands more applications. Seib predicted that the feds might add 15,000 more–not nearly enough. “The search for more highly skilled workers is even more urgent. The NFIB [National Federation of Independent Business] says that 22% of small-business owners say finding qualified workers is their single most important business problem, more than those who cite taxes or regulations,” he wrote.

In “Summer is Here. Where are the Workers?” Ruth Simon, in the same paper, reported that last year Congress refused to renew visas for returning workers–each had to start the process from scratch. She wrote that landscaping and food processing businesses are as severely impacted as restaurants. The demand is so great that the government made a business’s “winning” workers the random choice of a lottery because they were 15,000 short six months ago.

Back to Sieb. He wrote that “Demographers think that in the next three decades, the share of Americans aged 65 and older will surpass the share of Americans aged 18 and younger,” and he concluded that even though we “can handle…and may actually need” more immigrants “the climate is more hostile toward immigrants and immigration than at any time in recent memory.”

Photo: buildingacustomhome.com

Sieb attributed the 2016 campaign for moving a political party that generally favored immigration because it energized the American bloodstream to one that is “increasingly dominated by those with a distinctly darker view of immigration.” In addition to jacking up punitive laws against illegal aliens and refusing to offer permanent legal status to Dreamers, the conservative members’ bill would reduce the number of visas by 25 percent, to 260,000/year. The Cato Institute calculated that the reduction “would be closer to 40%, adding: ‘This would be the largest policy-driven reduction in legal immigration since the awful, racially motivated acts of the 1920s.’”

Immigration grinches posit that Americans’ wages should increase as a result though that doesn’t seem to be happening [take a look at last Thursday’s post, “Service of Hourly Work–No Bed of Roses,” as one example]. Seib attributes the true attitude “among many Americans that they are losing control of their country and its traditions—as in economic dislocation. The quest to control America’s borders has morphed into much broader sentiments.”

Stingy immigration quotas negatively impact small business. Would lawmakers take better notice if big business was affected? Immigrants have been absorbed here for decades. How best to allay economic fears of those blocking immigration today? Addressing the fear of loss of control is a bigger challenge: In addition to fighting with better education, any other ideas?

Service of Insecurity Triggers: Healthcare, Economy and 45’s Strategy

Thursday, May 4th, 2017

Photo: goodguy.com

Photo: goodguy.com

There’s a lot to make a person feel on edge these days. Just to mention a few issues:

In healthcare:

  • Will Congress change the rules so that health insurance companies can charge what they like—as big pharma can—with the consequence that coverage will no longer be an option for millions including many who’ve traditionally been able to afford it?
  • Is insuring preexisting conditions really back on the chopping
    Photo: ourgeneration.org

    Photo: ourgeneration.org

    block in spite of 45s promises that it isn’t? I thought we’d settled that issue to a resounding national sigh of relief, but apparently not.

The economy:

  • GDP grew in the first quarter at its slowest pace in three years with a self-proclaimed business genius at the helm, [0.7 percent].
  • Who is going to make up the slack when corporations and the 1 percent get discounts on their taxes?
  • Photo: zambiainvest.com

    Photo: zambiainvest.com

    The retail industry is in shambles. There are many reasons for the latter: popularity of e-tailing/online shopping, increased purchases on mobile phones, etc. This is America, land of the chronic consumer and these retailers, too, have their oars in virtual waters. Troublesome also as so many jobs are involved.

45s strategy to make daily headlines at all costs doesn’t help. To achieve this he is mercurial, says and does outrageous things, takes an unorthodox stance for the fun of it and damn the torpedoes. It works–he’s front page news. His followers aren’t bothered but the approach, in addition to the anxiety-provoking real triggers, is making me uneasy. Am I alone? What antidotes do you recommend?

Photo: totalmortgage.com

Photo: totalmortgage.com

Service of Retail: A Bellwether of the Economy’s Health, Impact of Shifts in Purchasing Habits or What?

Thursday, April 28th, 2016

empty store in manhattan

On a recent weekday we walked down First Avenue from 70th to 53rd Street in Manhattan and were alarmed by the number of empty spaces where stores, restaurants, nail salons and other business once thrived in a neighborhood swarming with people.  The worst was an entire block with rental signs in all the street level windows.

The Mt. Kisco Daily Voice reported last week that the Poughkeepsie Kmart branch is one of 78 to close around the country in May. I’ve driven by it a few times a month for years. The times I dropped in I found that the supposed value priced store offered cheap fashion and home fashion with no flair and commodities at far from discount prices which, in part, may account for this news.

On to another retail scene. “Upscale Shopping Centers Nudge Out Down-Market Malls: Some retailers are closing stores in weaker-performing locations to focus on Web sales and more luxury spots,” was a Wall Street Journal headline for Suzanne Kapner’s article. She wrote “Once-solid regional ‘B’ malls that thrived for years are losing shoppers and tenants to the ‘A’ malls—those with sales per square foot in excess of $500, according to Green Street Advisors.

“The research firm estimates that about 44% of total U.S. mall value, which is based on sales, size empty store 2 ave 1and quality among other measures, resides with the top 100 properties, out of about 1,000 malls.” Kapner continued: “Mall owners disagree about whether the Internet is their main problem. They point to demographic changes that redirected population and income growth away from malls built years ago, along with a real estate glut that has left the U.S. with 24 square feet of retail space per person, compared with 15 for Canada, 10 for Australia and 5 for the U.K., according to the International Council of Shopping Centers.”

A few days later, also in The Wall Street Journal, Kapner wrote “Glut Plagues Department Stores,” where she reported that hundreds will close “to regain the productivity they had a decade ago.” Green Street Advisors was again her source. Some 800 are expected to close representing “a fifth of all anchor space in U.S. malls.”

The developers will figure out what to do with these properties and customers will find other places to buy what they need but what about all the employees–how will they make a living?

I wonder if these retail signals representing mom and pop enterprises to major brands reflect shifts in purchasing habits or a canary in the economic coalmine–or both? Politicians and their followers looking for easy answers and quick fixes will blame increased minimum wage laws and the greater cost of health insurance for employees under Obamacare. Others will fault the closings on the massive shift of disposable income from the middle class to the extremely rich, which has occurred over the last 35 years. What do you think?

empty store 2 ave 2

Service of Trade Magazines: A Gift to Businesses

Thursday, August 20th, 2015

NY Now

Earlier this week I visited a small segment of what was the International Gift Show—called NY Now these days, “tradeshow for the home, lifestyle and gift market”—highlights of which I’ve covered in past posts. I thought I’d form an impression of whether or not same sex marriage has impacted this industry’s products, color and design, but I stopped taking notes when I learned that there wasn’t a NY Now catalog to be had in the Javits Center: They’d run out–a first. OK, so everyone else studies their tablets. I miss my printed catalog, a wonderful resource.

Instead, I brought back to the office a stack of trade magazines. I’ve always had a weak spot for paper Card by egg pressgoods and Stationery Trends’ summer 2015 issue, the first one I opened, didn’t disappoint. I appreciated the hand of the cover, the stock on which it was printed, the layouts and many of the graphics of the featured cards such as one by Egg Press, “you’re my cup of tea,” photo at right, chosen to illustrate the article, “A Kinder, Gentler Navy.”

From the other issues I learned a lot about what is going on at retail, the economy and why.

Warren Shoulberg, [photo right, below], is one of the best writers, thinkers and speakers in the industry. In his opinion piece in HFN’s August 15 issue, the magazine’s editorial director covered retails’ rediscovery of outlets. After reviewing outlet history, he reported that today TJX is “outperforming virtually every other retailer in America.” [It owns TJMaxx, Marshalls and HomeGoods.] He warned that the format isn’t foolproof and mentioned the now defunct Loehman’s, Filene’s Basement and Conway. [I don’t know Conway, but to be fair the first two had long runs.] 

Photo: tallyhofarm.co.uk

Photo: tallyhofarm.co.uk

Shoulberg wrote, “what drives this channel is the pursuit of the bargain, not necessarily the bargain itself.” To make his point, Macy’s shoppers, he observed, can enjoy similar deep dish discounts if they add up all available coupons and promotions.

In his commentary in Home & Textiles Today, Shoulberg, who is editorial director here as well, explained why the home textiles and furnishings Warren Shoulbergbusinesses are faltering: fewer new households. And why is that? College grads “and other 20-somethings are increasingly moving back into—or never leaving in the first place—their parents’ homes.” Shoulberg cites Pew Research Center findings that this situation is the worst “in recent memory” including the Great Recession. This reason, he wrote, has more impact on sales of these categories than housing starts or any other. He suggested that “If the kids are back home, that’s where the industry needs to be, too.”

He doesn’t have enough to do so Shoulberg’s also a contributing columnist at Gifts and Decorative Accessories where he advised that industry to become, like others, i.e. “more highly concentrated.” He continued, “But maybe, just maybe, there are economies of scale when companies get together and join forces.” Business-wise he’s right, but I long for a burgeoning 21st Century Arts & Crafts Movement, which the most exciting and creative aspects of this industry represent. Professionally and personally there are few places I enjoy visiting more than a wonderful craft fair—and the NY Gift Show—I mean NY Now.

In her LDB Interior Textiles editorial, Wanda Jankowski reports on a major shift in attitude regarding consumer spending in this country: Since 2008, the editor-in-chief wrote, “US consumers have learned to defer product gratification and accept that they can have something they want only if they figure out how to pay for it.” Good for us, not so good for retail.

In Nicole Leinbach Reyhle’s article, “What You Need to Know Now About The Upcoming EMV Changes,” in Museums & More, I learned that credit card fraud in the U.S. is around $8.6 billion/year and that experts expect it to increase to $10 billion this year. EMV, according to Google, “is a technical standard for smart payment cards and for payment terminals and automated teller machines which accept them.” Not good, though valuable, news.

What trade or specialty magazines—online or printed—do you follow? In making business or personal financial decisions do you take seriously the impact of the trends and developments such trade pundits share? Do you think what they write about their industries has significance well beyond them?

 

 

New York Stock Exchange, photo en.wikipedia.org

New York Stock Exchange, photo en.wikipedia.org

 

 

Service of a Disconnect

Thursday, October 9th, 2014

disconnect 2

On Friday, on NPR’s “Morning Edition,” Scott Horsley ran snippets of President Obama’s speech on the economy that he gave last week at Northwestern University.

In “Obama’s Approval Rating Dragged Down by Economic Disconnect” Horsley also listed a bunch of the President’s claims of improvement since he took office: Corporate profits are up, unemployment is down; companies have created 10 million new jobs; there’s rising energy production here and, according to the President, lowering health care costs. [A savings, perhaps but at what cost. A friend’s dad was dismissed from the hospital long before he should have been, no doubt to keep their stats whistle clean, and was returned by ambulance a few days later. But I digress.]

empty walletWhat caught my attention was Horsley’s brief interview with Bard College economist Pavlina R. Tcherneva. She determined that while the economy may be growing, paychecks are not.

Most enlightening was her review of income gains in this country from the 1950s, when 90 percent of workers collected 80 percent of gains to the 1980s, only 20 percent to 2009-2012, where all income gains went to the top 10 percent. Worker’s real income actually shrank.

I had fun fiddling with a cost of living calculator that I found online. I chose to compare 2000 with 2014 to calculate the value of $100 this year with 14 years ago. As of August, 2014 it’s $137.21. That’s a chunk of a difference if your income has stayed the same or is less.

The results of Tcherneva’s historical review helps explain why the President’s approval rating for his impact on the economy was 35 percent on August 21, according to a Gallup poll and why I keep hearing disastrous news of layoffs and fruitless job searches that don’t match the President’s cheery [pre-election] outlook.

Do you agree that there’s a disconnect between “everything’s rosy and getting better,” and reality? Can you share other disconnects?

everything's rosy

Service of the Counterintuitive Part I

Thursday, August 28th, 2014

Photo: lifehack.org

Photo: lifehack.org

I’ve collected examples of situations that caused me to wonder. I found so many that I broke the list into two posts.

Starving the Victims

basket of rollsA friend told me about a 20-course dinner that cost $350 pp. The only reason that she and the other participants didn’t leave hungry was because they asked for baskets of additional rolls that had accompanied one of the microscopic, uber-trendy dishes. She described the portions as the size of bottle caps. This was in the US. Another friend who eats like a sparrow left a similar restaurant in London feeling hungry after finishing a pricey appetizer and entree.

Where’s the Sport?

Ask Google to “define game” and the first you see is: “a form of play or sport, especially a competitive one played according to rules and decided by skill, strength, or luck.”

So what’s with this horrendous knockout game that Wikipedia notes is “one of many names given by American news media to assaults in which, purportedly, one or more assailants attempt to knock out an unsuspecting victim, often with a single sucker punch, all for the amusement of the attacker(s) and their accomplice(s).”

Police think that a recent victim of this game was a pregnant woman–in her seventh month–who was knocked unconscious and to the ground after her assailant hit her in the head, according to coverage in The Daily News. Doctors say both she and the baby are OK.

Conflicting Reports

empty storefrontI read everywhere how the economy has improved, the stock market is flourishing, salaries and employment are up and yet I continue to see newly empty storefronts and increasing numbers of beggars in a city that we’re told is doing better than other places. In addition, I read reports by companies that cater to the middle class, such as Macy’s, that are lowering their outlook for the year’s sales. For what reason? Because of the “sluggish demand plaguing the broader retail industry,” according to Suzanne Kapner and Shelly Banjo in The Wall Street Journal.

I don’t like feeling stuffed when I leave a restaurant, but what about the trend to pay a fortune to leave hungry? What horrible mind came up with the knockout game where the sport is picking on a defenseless person and what about the people who play? So what’s true about the economy—is it as great as some say or not?

up and down indicator

Service of Stress II

Monday, January 27th, 2014

 

office elevator with people

In just one elevator ride from the 11th to the ground floor in my office building last Thursday I witnessed two examples of extreme stress. I fear these scenes are replicated around the country.

When I entered the elevator a young woman was on her phone saying, “I thought you were children waiting for pickuppicking up the children. I’m too far away to get them. I told you. What? What? Oh no,” and she snapped off the connection. I first noticed her because she was immaculately dressed and coiffed.

After I left the building I again heard her as she spoke, this time fighting tears. She was behind me. “We’d discussed this,” she said. “I, at least, am trying to look for a job. You are busy doing other things. Why did you call me back?”

I’ll never know the outcome—whether someone picked up the children on time; whether she’ll get the job she hoped for; whether the person she was speaking with would act more responsibly in future so as to lighten her load and reduce her sress.

The other instance began a few floors down from 11 when a man entered wearing nothing but a sweater. It was 20 degrees up from 9 in the morning but still not sweater weather. I said, “Guess you’re running out for a snack,” and he replied, “No, for a smoke.” 

being yelled at workI told him I’m nobody to warn him about smoking, as I’m an ex-smoker, but….He said in a low voice, “I gave up smoking for 10 years. I just started again.” My response, “I could start again—by the second one I’d be hooked. But it’s so expensive.” He said, “It’s the office—those lawyers. They yell at me all day, ‘Do this; Get that—now!’” I said “You can’t let them kill you.”

We were on the ground floor.

The economy is doing well for some–I know plenty of people who are thriving–but obviously the news still isn’t as bright for others. These two people looked earnest and serious. I wish I could help them. Have you noticed such palpable, dignified stress around you?

stress

 

Service of Buying on Principle

Monday, April 23rd, 2012

nestegg

The other week, NYC introduced its “Taxi of Tomorrow” and public advocate Bill de Blasio [Photo right, below] howled. I heard him talk about the city’s choice of foreign partner on the radio and on his website he noted that the billion dollar contract for “the exclusive right to manufacture New York’s taxis” is going to a business that operates in Iran. It’s one of a dozen car companies on de Blasio’s “Iran Watch List” that “targets businesses that operate in Iran and undermine economic sanctions.”

bill-de-blasioThe website quotes de Blasio: “You cannot do business with the people of New York City with one hand, and prop up the dangerous regime in Tehran with the other. For our billion dollars, taxpayers and taxi riders deserve a guarantee that ____ will stop selling its vehicles to Iran.” I put the space in the quote although de Blasio identifies the company on his blog.

When I’ve met investment advisors, they’ve asked me if there are any companies or industries I wouldn’t want to support. It’s a good question for many reasons. Some might forget and inadvertantly invest in–and be accused of insider trading–stock in a company the firm they work for advises. Cigarette or arms manufacturers might be on the “no” list for others.

made-in-usaThere’s a side issue to de Blasio’s point that’s worth a mention even if off-topic. I identified the car manufacturer to a friend who observed: “Why didn’t the city pick an American brand?” As I began to write I also remembered a buy American initiative where participating manufacturers hung the red, white and blue “Made in America” tag with logo on clothing, appliances and other products. Would this be unfitting today?

In wartime, many won’t buy anything made by their enemy. Some have longer memories than others and children often keep up their parents’ boycotts. Is such a consideration anti-business and therefore inappropriate in a tight economy? Or do we have no enemies?

Are there things you won’t invest in, buy, attend or support on principle, or is such thinking so yesterday?

picket-line

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