Service of Upgrades I Like

May 20th, 2024

Categories: Change, Upgrades

As I’ve so often written and said, I cringe when I see or hear the word upgrade because it usually means an unnecessarily complicated procedure that once was simple, for zero gain.

However, I’m thrilled by some changes that really do improve my life. Here are just some—many not new to me and certainly old news to most everyone else but that I’d nevertheless like to recognize:

  • A handheld, cordless water flosser. I don’t have room for the paraphernalia required of the original Waterpik.
  • Mini bagels. They may have been around for decades. I try not to eat too many of any size, and I can’t claim to be a bagel aficionado. But when I see the diminutive ones, I buy a few. They freeze well. With vegetable cream cheese, [Fairway sells one that is supposedly low fat, photo, right] and lightly toasted, the combo is indescribably scrumptious.
  • Phone in my camera. I use it for all the usual reasons as well as to photograph items by certain manufacturers, making it easy for store associates to check out the photo and point me in the right direction. It’s also great for communicating glitches and warnings on my laptop to my IT guru.
  • Air fryer. I’m very late to the game with this device but I love it now that I have it. I especially like to cook chicken legs and potato sticks. If I had more room, I’d buy a bigger one.
  • Binge watching episodes of a favorite series on PBS Passport and Netflix. Been doing it for years and appreciate the technology.

What improvements, changes or upgrades that are worth it can you list?

Service of Ducking a Request for a Loan

May 16th, 2024

Categories: Lending Money, No, Saving Money

I’ve written here about the pitfalls of lending money since 2010. In “The do’s and don’ts of lending money,” on NPR, I was most interested to focus on the part of Andrew Limbong’s article where he addressed how to say “no.”

He also mentioned the usual—best to give the money as a gift as, in the first place, you shouldn’t lend money that you can’t afford to lose.

The pundits he spoke with warned not to co-sign a loan either.

I loved the anecdote he shared about Michelle Singletary who had asked her grandmother to co-sign a car loan. Singletary, a personal finance columnist for The Washington Post, was a fledgling journalist at the time. Grandmother said: “Let me get this straight. So the bank, which has way more money than I do, turned you down? Now you want to put my finances on the line?” Singletary said she took the bus and saved “until I could save up enough to get the loan.”

She added that if you co-sign, “it also means that the debt is on your credit profile. That could prevent you from getting a loan or make the loan you need more expensive.”

What if you can’t afford to give money to the person asking for a loan? Limbong wrote: Offer other ways to help, say our experts…. If someone is coming to you for money, it probably wasn’t their first option. They’re probably in a bad situation and don’t see any other way out. They’re vulnerable. And your turning them down is going to hurt.”

Instead of giving money one expert helped the family member draft spreadsheets and created an action plan for repaying debt. Other ideas ranged from pitching in with childcare so the person can work more shifts to “offering to bring them dinner.”

I’m not sure about the dinner idea. I’ve just asked you for $5,000 and you offer to bring me a meal? Hmmmm.

If the cause is serious a better idea might be to help establish and promote a plea on a crowdfunding platform such as GoFundMe.

There are countless examples of friendships broken once the dynamic between two people changes to lender and borrower. But refusing money ends up in the same place. I’ve had to turn people down because I couldn’t give them anywhere near the amount of money they wanted and further, I knew that this would not solve their problem and it would be only the first of many future requests as they showed no plan to address the cause of the financial leak.

What words would you choose to turn down a request for a loan? Are there people to whom you would lend money in a second?

Service of Fashion that’s Memorable, Comfortable and Makes You Look Good

May 13th, 2024

Categories: Comfort, Fashion

Last week I heard an interview with Vanessa Friedman, New York Times fashion director and chief fashion critic for the past 10 years [photo below, right]. Earlier that day I attended a member preview of the Metropolitan Museum of Art’s Costume Institute show, “Sleeping Beauties: Reawakening Fashion.” Friedman spoke of clothes with memories—I have a closetful. She endorsed keeping and wearing favorites for a long time and mentioned that people look best in the clothes they are most comfortable wearing.

Vanessa Friedman, left. Photo by Nancie Steinberg

I thought about a young woman I saw decades ago at a trendy SoHo bistro. She was trapped in a super hip getup that fit neither her shape, face, posture, hairstyle or expression. It pained me to see her. She could not have felt comfortable in her getup.

I reached out to a bunch of friends asking if they might describe a favorite outfit or piece of clothing they now or once wore that looks or looked good on them because they are/were comfortable wearing it.

Tulip evening cloak, House of Worth, 1889, Met Museum, spring 2024 Costume Institute Show

Me first:

After visiting Bourges cathedral in France, Homer, who despised shopping, indulged me while I ducked into a typical tourist giftshop with its standard junky fare. In striking contrast, in an armoire in a backroom were four jackets breathtakingly constructed and finished. One of them [photos top, left and right] fit as though it was made for me. When I wore it, I felt dressed perfectly and received countless compliments for years. I still have it and haven’t worn it for a very long time. I don’t even know if it still fits.

These days my favorites are my Uniqlo puffy vests.

Poppy fascinator, Met Museum, spring 2024 Costume Institute Show

Francine R

I absolutely love the fleece pullovers from J Crew.  Half zipper can give you a cozy turtleneck. Zippered pockets. Can be worn in every weather, except hot, with layers. Washes wonderfully!

Bob G-

I really don’t think about clothes. If they fit right, then they are comfortable. 👖 jeans. I hate wearing suits, but I had to buy one for a wedding this summer.


I have been and continue to dress in layers way before they became “fashionable.”  Keep in mind that I don’t and never have given a holy hoot about prevailing fashions.  I dress to please myself.


This is historic. I’ve had many pieces of clothing that fit that description. In the era when I got married, it was traditional for brides to change into what they called a “going away” outfit, before leaving a reception. (This is probably no longer a thing today.)

For that occasion, I wore a dress with a short jacket by then-popular designer Geoffrey Beene. The outfit was a lightweight navy wool. The dress was sleeveless and slightly Aline hitting at just below the knee. The jacket was lined in navy silk with white polka dots. The jacket had three buttons that were navy rimmed with white. I had an early spring wedding so the outfit was perfect for the season. 

And worn with a pair of Donald Pliner low heeled black patten leather pumps. And a black patten leather Chanel style bag. That suit/dress outfit was perfect for so many occasions that I wore it for years. 


While I’m WFH, leggings have become a staple in my wardrobe. I’m also a big fan of sweater sets which include a tank and a sweater or camisole and sweater.  Sneakers have also become a necessity esp when commuting, I have several pairs and adapt them to every outfit. I recommend black sneakers, white soles which have become versatile.

Jim Gordon

I have little concerns or thoughts about clothing. I buy stuff that I think looks alright, but not often, because I don’t have anything fancy or expensive. I like to look nice and that’s it. I almost never go shopping because my clothes last a long time. I wear dungarees most days and shorts in the summer. I dress mostly conservatively except for some political tee shirts. 


I wear black trousers with assorted black tops (sweaters) & business jackets. Work attire that can be smart casual.

Do some of the clothes in your closet bring back memories? Do you agree that to look great in what you’ve chosen to wear you must feel comfortable? Can you identify a standout piece of clothing you had or have? Do some of the examples above resonate with you?

1930 wedding ensemble from Callot Soeurs by designer Pierre Gerber, finale, Met Museum, spring 2024 Costume Institute Show

Service of Comping—Yes, or No?

May 9th, 2024

Categories: Comping, Events, Restaurant, Service, Theatre

You be the judge in these instances which could go either way: To comp or not?

You have costly theater or concert tickets and your companion can’t come at the last minute. If you ask a friend or acquaintance to take his/her place, do you expect the person to pay for their seat or should they get a freebie?

You’re producing a networking event, with speaker, in elegant surroundings, serving Dom Pérignon and catered nibbles. Based on RSVPs in hand, you’re concerned that not enough people will come to duly honor the speaker, so you plead with some members to attend. They normally pay for membership as well as for each event. Do you comp or charge the ones who are doing you a favor by attending?

Your kitchen was slow in food prep and the waitstaff was thrown off its game. Service plummeted. As a restaurateur do you offer free desserts/after dinner drinks to the guests who were impacted, simply apologize or don’t mention anything?

Where do you stand on comping others or being comped? Can you share other examples?

Service of Surefire Inducements to Channel Surf–Irritating Commercials

May 6th, 2024

Categories: Advertising, Annoying, Commercials, Irritating

Some advertisers want me to run for my remote control to move away from the station I’m on. That’s what happens the second I hear their viscerally irritating commercials.

This isn’t the first time I’ve covered the subject. In 2018 I berated the forced laughter in 1-800-I-Got Junk radio commercials that put me on edge. Then there was an E*Trade ad designed to scare 30-somethings to save now or end up like the 85-year-olds depicted dropping heavy packages and dragging weighty fire hoses to the music of a favorite Harry Belafonte tune, “Banana Boat Song.” In that post I praised NYU Langone hospital and State Farm for their pleasing adverts.

The year before my tooth-grinding hit list included My Pillow, Flip this House and Kars4Kids.

There were a few posts going back to 2014 about false advertising, such as DirectTV offering a cheap subscription for a year without noting it was contingent on a two-year contract. I wrote about some goofs such as Bud Light’s label boast “The perfect beer for removing ‘no’ from your vocabulary for the night. #UpForWhatever,” which some interpreted as condoning rape, and off-putting company name choices—CheapOair was one.

Rereading something I wrote in 2011 made me laugh again. My husband had shown me a full-page ad in the Sunday New York Times Book Review section that left out a crucial piece of information: Who the book was about! There was a photo of a past American President on the featured book cover, but the face wasn’t familiar to my husband who had read thousands of pages of American history and had a great memory. The title included the word President–but not which one. The ad had room for plenty of copy–the usual praise such as “gripping” and “compulsive reading” to “harrowing and fascinating saga” and “crackling tale of suspense.” Mistakes happen.

Here are a few current examples of commercials that grate on my ears these days:

  • Haribo gummi candies lead the list. Those whiney children’s voices coming out of the mouths of grownups—whether fictitious sports or business figures—hurt.
  • TMI—too much information—is what nauseates me when I am subject to all body deodorant commercials like the one for Mando. I keep thinking: Here’s a bar of soap–now take a shower. Click.
  • Four women singing the Kellog’s Club Crackers riff—especially the last woman who takes it away while the others laugh. So annoying.

I wonder if before accepting the ads the stations weigh the income against loss of viewers as often, I don’t return once I’ve moved on to another show. Are there any commercials that cause you to run from the room, turn off the sound or click to another station?

Service of What Triggers Your Memories

May 2nd, 2024

Categories: Memories, Triggers

I’ve already written every which way about memories. Today I will mention some things that trigger mine.

  • On May 1, every year, my father brought my mother a bouquet of lilies of the valley. I think of them both on this day.
  • My dear friend Kathleen, who died in December, sent me a card of Venice many years ago that has been in my living room ever since [Photo below]. She was frugal—she wrote on the back of the notecard’s image having cut off the other half with the message someone else had sent her–so I can’t identify the artist though the original was probably painted in the 17th Century. My husband wanted to retire there and loved paintings of the floating city. I think of both of them when I pass by the card.
  • When Catholics say the Lords Prayer, they stop at “but deliver us from evil.” Protestants continue with “for thine is the kingdom, the power and the glory forever and ever.” When Homer attended mass with me, he’d squeeze my hand and move his lips to finish the prayer as it ended for him. At mass, the Catholic priest says those words a few seconds later. These days I whisper them to myself as—and when–Homer would.
  • I saw “Moonstruck” on TCM for the millionth time this week. I love the movie. The pictures of Brooklyn Heights in the ‘80s when I lived there and the scene in the Metropolitan Opera trigger countless memories.
  • Hearing Luciano Pavarotti sing “La Donna È Mobile,” or “Nessun dorma” brings tears. I was a classical music lover and an opera ignoramus before I met Homer. I’m still clueless opera wise but have come to love some arias especially.
  • I haven’t been back to the Oyster Bar, where for years Homer ate lunch before taking the train upstate every week, but when I pass it, you know who I think of.
  • Pictures of cats that remind me of my sweet gray Cat or tomgirl Caramelli Cat [photo above].
  • Bumping into a former neighbor who updated me about people I used to know.

Do things, places, and events spark your memories whether you want them to or not?

Service of It’s Only Five Cents More: Impact of Another USPS Price Increase

April 29th, 2024

Categories: Greeting Cards, Holiday Memories, Holidays, Mail, Post Office, Prices, Stamp

Mostly older people mail traditional letters or pay bills by mail and mostly older people enjoy receiving traditional cards. One of the recipients of my Halloween, Valentine, holiday and birthday cards was a dear friend who died recently at 99. After she retired, she told me how much receiving the cards meant. I will miss her especially as I address those envelopes.

How long will I keep up the tradition of sending cards? I shared the news of the July 14 five cent price increase for a Forever Stamp—on top of two cents in January–with folks who use the mails. We will be paying 73 cents for one. I’ll no longer fork over chump change to mail 100+ Christmas/Hannukah greetings. I’ve pretty much stopped sending cards to younger people as I suspect they languish in unopened mailboxes for months and are an annoyance considered wasteful.

Cousin Deb responded to my stamp price increase news: “I will buy quite a few before that date. What a large leap in price!  As a senior, I feel that they are not so subtly telling us to go everything electronic. I am stubbornly still paying some bills by check, and I also like to communicate by cards and letters.

“But even though I never had any problems with leaving my mail out for the mailman to pick up, I now will be mailing them inside the post office. AARP has convinced me to do that.  And, making sure that I use a pen that is permanent black, like a fine point Sharpie. It is a major pain, as it is now too far to walk!”

For a while, after I read about the importance of using the right ink for writing a check, I was giving Sharpie pens to friends who mail checks.

Like Deb, I’m careful about where I put mail to be sent. I haven’t put a letter in a blue street mailbox in months. I am lucky that in my apartment building the trusty mail people pick up our letters from a box inside the building. Post offices near me aren’t convenient.

I have reasons for wanting the microfiche check images I get from my bank. The memo section on one in which my husband had written “downpayment,” was proof needed in a disagreement with a vendor. And I dislike the concept that a company or organization can suck out of my account any amount of money it cares to for as long as it wants. I also use the tiny check facsimiles as proof of charitable donations. Some less sophisticated yet needy organizations–such as local food banks–have no staff to send online or physical acknowledgements for donations.

Will you change your mailing habits as the cost of a first-class stamp gallops towards a dollar? Have you already done so?

Service of Endangered No More

April 25th, 2024

Categories: Endangered Species

Have you heard of flat pigtoe, southern acornshell, stirrupshell, upland combshell, green-blossom pearly, tubercled-blossom pearly, turgid-blossom pearly or yellow-blossom pearly? They are all types of mussel. Once on the endangered species list, they no longer are. Aliza Chasan on wrote about them and another 13 species, from a fruit bat to a warbler, removed from the daunting list last October.

When Scott Simon spoke about Clark, the bald eagle on NPR Weekend Edition Saturday in early April, he shed light, in his charming way, on species rescued from extinction. He said, “The celebrity eagle is an ambassador for his species. His father, Captain, was gifted to President Ronald Reagan by West German Chancellor Helmut Schmidt.” That was in 1982. Clark’s sister, Carol, came too. They stayed with the President for six years when Carol went to the National Zoo, said Simon, and Captain to the World Bird Sanctuary in Valley Park, Mo.

All but Clark of some six healthy eaglet siblings were released to the wild, recounted Simon. Clark’s bad feet held him back, leading to his position as a spokesbird. These days he travels by plane with handler Daniel Cone, to soar over events while the “Star-Spangled Banner” plays. Simon concluded, “Because of conservation efforts, the bald eagle has been removed from the endangered species list.”

Brought tears to my eyes.

Have any of your favorite creatures been saved by conservation efforts? Are any in transition–almost saved–still in need of a healthy nudge?

Service of Conflicting Loyalties

April 22nd, 2024

Categories: Confidence, Loyalty, Secrets

We’re often confronted with allegiances that bump up against one another. I’m rewatching a series on Netflix, “Virgin River.” In it, a person with terminal cancer has asked her best friend’s husband [a doctor], and other close friends to let her tell her best friend about her diagnosis. Trouble is that this woman is on a trip, and she is devastated when her friend dies while she’s still away and nobody has told her of the serious illness out of loyalty to the wishes of the sick person.

At least three times officemates who were crucial to the running of a magazine or PR agency at which we were both employed, told me that they would soon be giving notice and to please keep it quiet. I always did.

A friend was annoyed when her husband wouldn’t tell her anything about a case the jury he was on was determining a verdict because he’d been told not to discuss the case with anyone.

It’s important to be clear when your news is not to be shared. If the person is married, I think that it should be OK, if the spouse is trustworthy, to give that partner a pass on the embargo. It’s ideal not to create potential friction as a result of your request for secrecy.

Have you been put in an uncomfortable position when asked not to discuss a situation with anyone? Have you asked not to hear the confidence? Have you asked others to honor your secret?

Service of a Great Evening Out in New York

April 18th, 2024

Categories: Books, Conversation, Interviews

I attended an unforgettable interview at the 92nd Street Y this week. The glow of witnessing a lively and extraordinary conversation between two astonishing people—Doris Kearns Goodwin and David Rubenstein—continued to exhilarate and warm me on the bus ride home. The talk and ride were the best of New York, confirming, yet again, why I love living here.

Rubenstein didn’t let the conversation lag on any topic, nudging Doris off one and on to another memory time and again. She wasn’t the slightest bit flustered easily jumping back and forth to answer each question with heart stopping recall of fascinating incidents. She shared firsthand insights with dates and events/turning points of the 1960s—the focus of her new book, “An Unfinished Love Story: A Personal History of the 1960s.” And she was funny. She told us that this book wasn’t her fattest and that a reader told her that she’d fallen asleep reading one of the others and that “it was so heavy it broke my nose.”

According to the Y’s program director, David, lawyer, businessman, [founder/co-owner of the private equity firm Carlyle Group], philanthropist, author, former government official and sports team owner [Baltimore Orioles], is often onstage at the Y, and you can see why. He was perfectly prepared, had all his questions in his head after reading the book “in three sittings.” He delivered them without notes with popcorn popping speed. The time flew by.

And while Doris let him lead her most of the time, he wasn’t in control. As he’d done countless times before, he’d step on her last sentence to ask another question. When he interrupted her while speaking about her children, as she’d only mentioned the name of her youngest of three sons, Joe, she ignored his latest question and said that she wanted to finish speaking about Joe, and she did. Joe had received the Bronze Star for Army service in Iraq and served a tour in Afghanistan.

After the talk I strolled from Lexington Avenue and 92nd Street to the Second Avenue bus stop at 86th Street and plopped down in a front seat when the bus arrived. Opposite me was a young man reading a copy of Doris’s book. Each attendee had been given a copy. I reached into my tote bag to pull out my copy, showed it to him, smiled and asked what he thought of the talk. That started a lively 30 block conversation about the interview, the relationship between Doris and her husband Dick, the difference in values between the 1960s and now, music—Mozart and Aaron Copeland in particular, [he is a musician] –and Malcolm Gladwell.

When he got off the bus a woman who had moved closer to us and had listened to our banter, sidled over and asked me if I’d just been to the Y. She said she’d wanted to attend but already had tickets to a concert. We chatted for another 10 blocks.

I walked home from the bus stop on a cloud.

It’s nice to go to events with a friend to have someone to talk to about the film, play, workshop, or talk. It’s not always convenient. But there’s something magical about having the chance to do so with strangers on a New York City bus.

Have you enjoyed similar conversations, as you exit an event or stop for a snack at a nearby restaurant afterwards–or on a bus?

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